Loans, Made Easy
Tapping Into Over 15 Leading Financial Institutions To Bring You The Best Solution.
I Want To Refinance My Home Loan
Let us do the hard part and bring you the best options.
I Want To Buy My First Home
Applications, settlement and loan structures. Our experts are here to help.
I Want An Investment Home Loan
Investment Property experts working for you.
I Want To Borrow For A Car Loan
Navigating over 16 institutions to bring you the best rate.
I Want A Business Loan
A specific business loan tailored to you.
Offering quick and easy refinancing, free reviews of your current position and seamless commercial financing.
Tapping into the best lenders to find you a great rate and ensure your financial goals are aligned.
100% Australian-owned and based, our Gold Coast based team bring you quick results.
15+ Partnered Lenders
Preparation Is Key
It pays to get qualified advice when considering a home loan. Speak to our friendly team to get all your pressing questions answered.
Why OakView Lending?
How much should I save for a deposit?
It depends – if you’re a first home buyer, you may qualify for certain government grants or schemes. This may allow you to borrow with as little as 5% of the loan. This is circumstantial and may not always be the case.
In general, you want around 20%, which allows you to avoid lenders’ mortgage insurance. The more you can put down initially, the more affordable your loan will be due to decreased interest costs. However, depending on your financial situation, goals, and the structure of the loan, it may not be the best idea to put all of your liquidity straight into the loan.
Can I pay my loan back quicker than the agreed term?
Depending on whether you have fixed the interest rate or left it variable. If the whole loan is fixed, you won’t be able to pay anything above the agreed amount. However, if your loan or a portion of the loan is variable, you can pay back as much as you like on the variable portion. For this reason, we often suggest locking a portion of the rate in fixed and a portion in a variable rate if you think you might be able to pay back more than required.
Whats the difference between a 'principle and interest' loan and an 'interest only' loan?
'Principle and interest' loans are calculated over a fixed term such as 20 years or 30 years. The calculated amount pays off the interest of the loan while paying down the loan itself. Effectively the loan repayments decrease when the principal is paid down, all things being equal.
'Interest only' loans have slightly different lending criteria. You are only paying the interest without paying any of the principle of the loan. It depends on your situation and goals as to which type of loan will suit you.
What is a mortgage broker?
A mortgage broker is your own personal consultant who acts as a negotiator between you and the banks.
At OakView Lending, we take the time to understand your situation. We then identify lenders that suit you. Ultimately brokering you a mortgage.
What kind of loans do you offer?
OakView Lending is able to provide the following types of loans:
First home buyer loans
Investment property loans (interest only)
Talk To An Expert Today!
Monday - Friday: 9am - 5pm
Level 4, 12-14 Marine Parade, Southport QLD 4215
Disclaimer: OakView Lending Pty Ltd (539302) is an authorised representative of Red Rock Brokers Group Pty Ltd, Australian Credit Licence 405961