Investment Home Loan

We’ll guide you on your investment loan. See what your options are and make your own decision.

I Want An Investment Property

Ready to invest in property? Buying an investment property can be a smart way to get on the property ladder and help grow your wealth long-term.

When purchasing an investment property, the first thing to consider is your current financial situation. For most, it is likely that you have a home loan already and equity inn your home which can be utilised to purchase your investment property.

Our experienced approach to securing the best investment property loan for you is the reason that we have helped thousands of people grow long term wealth through property. We review a vast range of products from different lenders to determine which will be the most suitable.

Understand Your Needs


We’ll get an idea of your current budget and lifestyle, as well as understand your long and short-term financial goals and objectives to ensure that your new loan works for you now and into the future.

Search 15+ Lenders


With our long term relationships with 15+ lenders along with our extensive financing expertise, we ensure that we find the right investment loan for you.

Accessing Money


We’ll provide you with a guide to your borrowing power and relevant schemes so that you understand what price range and type of properties are suitable. 

Investment Property Mortgage Calculator

Advanced Mortgage Calculator

Loan Information


Taxes and Insurance


Financial Analysis







15+ Partnered Lenders

Preperation Is Key

It pays to get qualified advice when considering an investment loan. Speak to our friendly team to get all your pressing questions answered.

Common Questions

Why OakView Lending?

OakView Lending have branched off from our expert financial planning firm OakView Financial. Our experience within the financial advice sector provides us with a holistic understanding of unique needs each client has. OakView Lending is here to save you time on your next loan.

How much should I save for a deposit?

It depends – if you’re a first home buyer, you may qualify for certain government grants or schemes. This may allow you to borrow with as little as 5% of the loan. This is circumstantial and may not always be the case.

In general, you want around 20%, which allows you to avoid lenders’ mortgage insurance. The more you can put down initially, the more affordable your loan will be due to decreased interest costs. However, depending on your financial situation, goals, and the structure of the loan, it may not be the best idea to put all of your liquidity straight into the loan.

Can I pay my loan back quicker than the agreed term?

Depending on whether you have fixed the interest rate or left it variable. If the whole loan is fixed, you won’t be able to pay anything above the agreed amount. However, if your loan or a portion of the loan is variable, you can pay back as much as you like on the variable portion. For this reason, we often suggest locking a portion of the rate in fixed and a portion in a variable rate if you think you might be able to pay back more than required.

Whats the difference between a 'principle and interest' loan and an 'interest only' loan?

'Principle and interest' loans are calculated over a fixed term such as 20 years or 30 years. The calculated amount pays off the interest of the loan while paying down the loan itself. Effectively the loan repayments decrease when the principal is paid down, all things being equal.

'Interest only' loans have slightly different lending criteria. You are only paying the interest without paying any of the principle of the loan. It depends on your situation and goals as to which type of loan will suit you.

What is a mortgage broker?

A mortgage broker is your own personal consultant who acts as a negotiator between you and the banks. 

At OakView Lending, we take the time to understand your situation. We then identify lenders that suit you. Ultimately brokering you a mortgage. 

What kind of loans do you offer?

OakView Lending is able to provide the following types of loans:

  • Refinancing loans
  • First home buyer loans
  • Investment property loans (interest only)
  • Car loans
  • Personal loans
  • Business loans

Talk To An Expert Today!

Talk To An Expert
OakView Lending take privacy very seriously. We will never sell or misuse your information.

standard hours

Monday - Friday: 9am - 5pm


Level 4, 12-14 Marine Parade, Southport QLD 4215


Disclaimer: OakView Lending Pty Ltd (539302) is an authorised representative of Red Rock Brokers Group Pty Ltd, Australian Credit Licence 405961