Refinance Your Home Loan

We help you get a better home loan. It’s never been easier to save money.

Quick Refinancing Of Your Home Loan

To figure out which strategy is the most suitable for you, we need to understand how you manage your finances, loans, and other debts currently. From there, we consider your financial needs and objectives both in the long term and short term. 

One of the main reasons that people from all around Australia choose us to assist with their refinance is that we provide constant communication from the start of the process right to the end. We will show you how to prepare your finances to apply for the loan and then provide a personalised strategy on the most suitable approach for you.

We have long-term relationships with 15+ lenders, and with our experience in credit policy from bank to bank, you can be confident knowing that your home loan expert will give you the best chance of having your loan approved.

Refinance To A New Lender


If we can get a better loan product for you elsewhere. Refinancing doesn’t need to be a burden. We bring you the options, you decide. No obligation.

Consolidating Your Existing Debt

If you have other debts like car loans, credit cards, and personal loans in addition to your home loan, we will assist in consolidating these loans into one to simplify your repayments and reduce interest charges.

Accessing Money



Cashing out equity that has been built up in the property to assist with events such as buying an investment or shares, holidaying, purchasing a new motor vehicle, and renovations.

Refinancing Mortgage Calculator

Simple Mortgage Calculator



Monthly Mortgage Payment

15+ Partnered Lenders

Preparation Is Key

It pays to get qualified advice when considering refinancing your loans. Speak to our friendly team to get all your pressing questions answered.

Common Questions

Why OakView Lending?

OakView Lending have branched off from our expert financial planning firm OakView Financial. Our experience within the financial advice sector provides us with a holistic understanding of unique needs each client has. OakView Lending is here to save you time on your next loan.

How much should I save for a deposit?

It depends – if you’re a first home buyer, you may qualify for certain government grants or schemes. This may allow you to borrow with as little as 5% of the loan. This is circumstantial and may not always be the case.

In general, you want around 20%, which allows you to avoid lenders’ mortgage insurance. The more you can put down initially, the more affordable your loan will be due to decreased interest costs. However, depending on your financial situation, goals, and the structure of the loan, it may not be the best idea to put all of your liquidity straight into the loan.

Can I pay my loan back quicker than the agreed term?

Depending on whether you have fixed the interest rate or left it variable. If the whole loan is fixed, you won’t be able to pay anything above the agreed amount. However, if your loan or a portion of the loan is variable, you can pay back as much as you like on the variable portion. For this reason, we often suggest locking a portion of the rate in fixed and a portion in a variable rate if you think you might be able to pay back more than required.

Whats the difference between a 'principle and interest' loan and an 'interest only' loan?

'Principle and interest' loans are calculated over a fixed term such as 20 years or 30 years. The calculated amount pays off the interest of the loan while paying down the loan itself. Effectively the loan repayments decrease when the principal is paid down, all things being equal.

'Interest only' loans have slightly different lending criteria. You are only paying the interest without paying any of the principle of the loan. It depends on your situation and goals as to which type of loan will suit you.

What is a mortgage broker?

A mortgage broker is your own personal consultant who acts as a negotiator between you and the banks. 

At OakView Lending, we take the time to understand your situation. We then identify lenders that suit you. Ultimately brokering you a mortgage. 

What kind of loans do you offer?

OakView Lending is able to provide the following types of loans:

  • Refinancing loans
  • First home buyer loans
  • Investment property loans (interest only)
  • Car loans
  • Personal loans
  • Business loans

Talk To An Expert Today!

Talk To An Expert
OakView Lending take privacy very seriously. We will never sell or misuse your information.

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Monday - Friday: 9am - 5pm


Level 4, 12-14 Marine Parade, Southport QLD 4215


Disclaimer: OakView Lending Pty Ltd (539302) is an authorised representative of Red Rock Brokers Group Pty Ltd, Australian Credit Licence 405961